{"article":{"id":25348952076567,"url":"https://plaid.zendesk.com/api/v2/help_center/en-us/articles/25348952076567.json","html_url":"https://support.plaid.com/hc/en-us/articles/25348952076567-Why-is-the-full-transaction-history-missing-for-Bank-of-America-accounts","author_id":388803078433,"comments_disabled":true,"draft":false,"promoted":false,"position":0,"vote_sum":0,"vote_count":0,"section_id":25287059482007,"created_at":"2024-08-01T20:52:08Z","updated_at":"2026-06-01T01:59:51Z","name":"Why is the full transaction history missing for Bank of America accounts?","title":"Why is the full transaction history missing for Bank of America accounts?","source_locale":"en-us","locale":"en-us","outdated":false,"outdated_locales":[],"edited_at":"2026-06-01T01:59:51Z","user_segment_id":null,"permission_group_id":1121774,"content_tag_ids":[],"label_names":[],"body":"<p>First, please note that to receive more than 90 days of transaction history, you will need to specify that in the <code style=\"border:none;background:#f1f3f5;padding:1px 4px;border-radius:3px;font-size:0.9em;\">transactions.days_requested</code> parameter of your <code style=\"border:none;background:#f1f3f5;padding:1px 4px;border-radius:3px;font-size:0.9em;\">/link/token/create</code> request.</p>\n<p>However, for Bank of America accounts, there is a limit on how much transaction history is available on most accounts, and a full two years is not always available.</p>\n<ul>\n<li>For checking, savings, and mortgage accounts, transactions are available for the most recent 18 months.</li>\n<li>For personal credit cards, transactions are available for the current partial cycle, plus the 11 previous statement cycles.</li>\n<li>For small business credit cards, transactions are available for the current partial cycle, plus the 17 previous statement cycles.</li>\n</ul>","user_segment_ids":[]}}