{"article":{"id":16194695660311,"url":"https://plaid.zendesk.com/api/v2/help_center/en-us/articles/16194695660311.json","html_url":"https://support.plaid.com/hc/en-us/articles/16194695660311-Can-I-use-Plaid-for-free","author_id":5390778350871,"comments_disabled":false,"draft":false,"promoted":false,"position":0,"vote_sum":0,"vote_count":0,"section_id":15991482483223,"created_at":"2023-07-21T14:49:35Z","updated_at":"2026-05-30T06:18:08Z","name":"Can I use Plaid for free?","title":"Can I use Plaid for free?","source_locale":"en-us","locale":"en-us","outdated":false,"outdated_locales":[],"edited_at":"2026-05-30T06:18:08Z","user_segment_id":null,"permission_group_id":1121774,"content_tag_ids":[],"label_names":[],"body":"

For developers, Plaid is free to use in the Sandbox environment, allowing you to discover the product, become familiar with our APIs and endpoints, and learn how the platform works.

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For Plaid teams in the US and Canada created on or after April 15, 2026, Plaid also offers a free Trial plan, which lets you use Plaid with real production data at no cost. Trial plans support up to 10 Production Items and provide access to most OAuth institutions — including Bank of America, Chase, and Wells Fargo — prior to full Production approval. Some institutions may require additional steps to connect; if you encounter an issue with a specific institution, refer to our documentation or check the Help Center. To create additional Items beyond the 10-Item limit, you'll need to upgrade to a paid plan.

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For Plaid teams created before April 15, 2026, many Plaid products are available for free access on a limited basis in Production via Limited Production, to allow you to test with live data before committing to Plaid. For more details, see Testing With Live Data in Limited Production.

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Plaid is also free for consumers (end users). We don't charge consumers for our services.

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